As a credit union, California Bear returns its profits to members in the form of lower rates and fewer fees.

Checking (Share Draft) Account Rates

Premium Plus Checking Account

Minimum to OpenAnnual Percentage Yield (APY)
$250.050%

Silver Bear Checking Account

Minimum to OpenAnnual Percentage Yield (APY)
$250.050%

 

Savings (Share) Account Rates

Regular Savings Account

Account BalanceAnnual Percentage Yield (APY)
Up to $9,999.990.050%
$10,000.00 - $49,999.990.100%
$50,000.00 or more0.150%

Holiday Club Savings Account

Account BalanceAnnual Percentage Yield (APY)
Up to $9,999.990.050%
$10,000.00 - $49,999.990.100%
$50,000.00 or more0.150%

Youth Savings Account

Account BalanceAnnual Percentage Yield (APY)
Up to $9,999.990.050%
$10,000.00 - $49,999.990.100%
$50,000.00 or more0.150%

 

Money Market Account Rates

Account BalanceAnnual Percentage Yield (APY)
$10,000.00 - $49,999.990.125%
$50,000.00 or more0.200%

Certificate Rates

TermAnnual Percentage Yield (APY)
30 Day0.070%
3 Month0.120%
6 Month0.160%
12 Month0.250%
24 Month0.401%
36 Month0.652%
48 Month0.954%
60 Month1.176%

 

Individual Retirement Account (IRA) Rates

IRA Savings (Share) Accounts

Type of IRA SavingsAnnual Percentage Yield (APY)
Traditional0.100%
Roth0.100%

IRA Certificates

TermAnnual Percentage Yield (APY)
12 Month0.250%
24 Month0.401%
36 Month0.652%
48 Month0.954%
60 Month1.176%

 

Deposit rates are valid as of April 1, 2014 and are subject to change at any time. Early withdrawal penalties may apply. Minimum balance fees may reduce the earnings on your account. On variable rate accounts the rate may change after the account is opened. For more information please call 800-954-2327.